Texas Lady Bird.by Watson Law Firm
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Front cover of Texas Estate Planning Made Simple by Cole F. Watson, J.D.
For Texas homeowners who keep meaning to get to it

Wills. Trusts. Lady Bird Deeds. Which one does your family actually need?

A Texas estate planning attorney who has sat across the table from hundreds of families walks you through the one problem, the four options, and the plan most families need. By the last chapter, you’ll know which plan fits yours, and why.

  • The assumption about your deed that most Texas couples get wrong
  • Why a will, on its own, still sends your family to the courthouse
  • The plan Cole puts in place for families who want someone in charge after they’re gone
Tell Me When It’s Ready

The book is on its way to the printer. Leave your name and email, and we’ll let you know the day it’s available.

Maybe this is you

You went looking for answers and came back with more questions.

Revocable trusts. Irrevocable trusts. Transfer-on-death deeds. Enhanced life estates. Pour-over wills. Every article contradicted the last one. Your neighbor told you one thing, your financial advisor told you another, and a commercial on TV told you a third.

And somewhere in all of that, a very reasonable thought showed up:

“I’m going to get this wrong. I’d rather do nothing than do the wrong thing.”

That thought is how good families end up in probate court. This book was written to replace it with a clear answer.

Chapter 1

The morning after, somebody at the kitchen table asks, “What do we do now?”

Morning one

Nobody knows. Where’s the deed? Is this the newest will? The phone call to a lawyer becomes a court date, and the court date becomes months.

Morning two

Nobody has to ask. Somebody pulls out a binder and says, “Dad took care of this.” The family gets to grieve instead of going to court.

Same family. Same love. Two very different mornings.

The difference comes down to a handful of decisions most families never make. The book shows you which morning your family is headed for, and what it takes to change it.

Questions I hear every week

Do you know the answers?

Most Texas homeowners are sure they do. Most of them are surprised.

“Both our names are on the deed. Doesn’t the house just go to whoever is left?”
Almost every couple I meet is sure of this one. Texas law sees it differently, and in a blended family the difference can cost a widow part of her own home. (Chapter 5)
“My husband had a will. Why is the title company asking questions?”
There’s a clock most widows never hear about until it has nearly run out. (Chapter 5)
“Do we really need a trust, or is that something lawyers sell?”
A trust that sits empty protects nothing, and a stack of separate documents leaves gaps between them. The book shows you the one plan that covers the house, the accounts, the backups and the children, and why it’s the plan I recommend to the families who sit in my office. (Chapters 10 and 11)
“Mom’s care was paid by Medicaid. Why did the state send us a letter?”
One daughter showed me that letter: a claim for more than $100,000, and the house was all that was left. Why it came, and what families can do before it does. (Chapter 8)
The four options

There are only four ways to pass down your home in Texas

Not dozens of trusts. Not an endless menu of legal products. Four. The book explains each one with a kitchen-table picture you’ll be able to explain to your kids.

1

Do nothing

Texas already wrote a plan for you. It doesn’t know your family.

2

A will

Every family needs one. Very few families should stop there.

3

A trust

Powerful when it’s set up right. When it sits empty, it protects nothing.

4

A Lady Bird Deed

The Texas tool most families have never heard of.

The plan I recommend puts them together into one: the Lady Bird Trust. The book shows you how it works, and why.

Where the book lands

The plan I call the Lady Bird Trust

Most Texans have never heard of it. It keeps the home out of probate, puts someone you trust in charge after you’re gone, and you never sign your house over to anyone while you’re living.

The last part of the book builds it layer by layer and shows you what each layer fixes, so you can see why one complete plan is worth more than a stack of separate documents.

Does this sound like your family?
  • You’ve been married before, or your spouse has
  • Children or grandchildren who aren’t grown yet
  • A child you worry about with money
  • Kids who don’t always agree
  • Family land or mineral interests
  • You want your instructions to outlast you

If any of these sound like yours, the last part of this book was written for you.

Why one plan

One plan that takes care of everything

Most families come to me with pieces: a will from twenty years ago, a deed that says nothing about what happens at death, a power of attorney nobody can find. Each piece answers one question, and the gaps between them are where families end up in court.

The Lady Bird Trust answers all of those questions at once: the house, the accounts, the backups, the children, and who is in charge when you’re gone. One plan, drafted to work together, so your family has one place to look and nothing left to sort out.

“Attorney Watson and his wonderful staff together has made my estate planning secure. No longer will I be concerned about Medicaid or Probate because it will not happen to my family and my home will be secure in their hands and no one else.”

— Debbie B., Google review

Inside the book

Some of what you’ll find

Twelve chapters in five parts, built from real Texas families, with a checklist and the questions to ask any attorney at the end.

  • What a Texas probate really costs, and what your family can’t touch while they wait (Ch. 4)
  • The four-year deadline that catches widows whose husbands did everything right (Ch. 5)
  • Why Texas wrote a plan for your family, and what it doesn’t know about you (Ch. 5)
  • The name that never came off the deed, and how it surfaces fifteen years later (Ch. 6)
  • A green crystal frog, a broken shotgun, and the fights nobody sees coming (Ch. 6)
  • Ten-dollar royalty checks, and what they do to your grandchildren’s title (Ch. 6)
  • What a Texas appeals court decided about one phrase missing from a couple’s deed (Ch. 8)
  • Where a Lady Bird Deed falls short, and what fills the gap (Ch. 8 and 9)
  • A thick binder from a downtown Dallas firm, and the three probates it didn’t prevent (Ch. 10)
  • The Karamazov problem: when an inheritance becomes the next family wound (Ch. 10)
  • Why an empty trust protects nothing (Ch. 10)
  • The Lady Bird Trust, and the families it fits (Ch. 11)
  • The questions a good attorney will be glad you asked (Next Steps)
A Texas mockingbird perched on the state of Texas
Plain English, start to finish

You can read it in two evenings.

Written for the Texas homeowner who knows they need to do something and doesn’t want to pay somebody by the hour to find out what. Read it with your spouse and a pen in your hand.

Each chapter ends with a few questions At the Kitchen Table, meant to be talked over at supper or used by a Sunday school class:

  • When you picture the morning after you’re gone, which version do you see right now?
  • Does anyone in your family know where your important papers are?
  • What’s kept you from getting this done until now?
Who wrote it

Cole F. Watson, J.D.

Cole is an estate planning attorney in Iowa Park, Texas, a small town just outside Wichita Falls. He’s a husband, a father of four, a Sunday school teacher, and a fourth-generation Texan raising the fifth.

Since opening his own firm, he has met with four or five families most weeks, and his office has opened more than seven hundred files. His practice covers estate planning, probate, real estate and title problems, so he sees both sides: the families who planned, and the ones sorting it out at the courthouse.

He’s a Christian and doesn’t hide it in these pages. If you share his faith, the book speaks your language. If you don’t, the law works the same either way.

This book is for you if
  • You own a home in Texas and want it to pass without probate
  • You’ve wondered whether you need a trust
  • You’ve put this off because it seemed complicated or expensive
  • You have a will and assumed that was enough
  • You want to walk into an attorney’s office knowing what to ask for
It’s not the right fit if
  • You want fill-in-the-blank forms. This book covers the what and the why. The documents come after.
  • You want advice for your specific family. The book is legal information, not legal advice. It tells you what to ask a licensed Texas attorney.
Why now

“Probate happens to the people who planned on getting it done later.”

Later always feels close. The book takes two evenings, and it ends with a checklist and the exact questions to bring to an attorney. Start there.

Questions

About the book

When can I get it?

Soon. Leave your name and email below, and we’ll tell you the day it’s available.

Do I have to hire you after I read it?

No. The book shows you what to ask any licensed Texas estate planning attorney. If you’d like Cole to design your plan, you don’t have to wait for the book: book your Estate Planning Design Meeting.

Is it a Christian book?

Cole is a Christian, and Scripture shows up where it speaks to death, inheritance and what we leave behind. The legal content is the same for every reader.

Can we read it with a Sunday school class or small group?

Yes. The At the Kitchen Table questions at the end of each chapter are written to be your discussion questions.

Is this legal advice?

No. The book is general information about Texas law. Reading it doesn’t create an attorney-client relationship. Talk with a licensed Texas attorney about your family before you sign anything.

Be the first to know

Leave your name and email, and we’ll tell you the day Texas Estate Planning Made Simple is available. Nothing else.

Ready to plan now? Book your Estate Planning Design Meeting with Cole.

P.S. If you’re married, read Chapter 5 together. It covers the deed assumption I hear more than any other, and it takes a few minutes.